At 1600 Legal, Attorneys and Counselors, we deliver the highest quality legal services in the finance industry with large firm sophistication, but a small firm touch.  With attorneys drawn from both small local law firms and large international law firms, no transaction is too small or too complex for us to handle.

Lending Representation
At 1600 Legal, we have extensive experience in single bank and agented credit facilities across various industries, including manufacturing, distribution, transportation, retail food, real estate, communications, sports franchise, and health care to name a few.  Our attorneys are also experienced in traditional secured and unsecured commercial lending transactions, involving term loans, revolving lines of credit, letter of credit facilities, tiered debt and the related complex intercreditor, subordination and participation issues.

The attorneys at 1600 Legal, also have extensive experience in syndicated lending transactions involving international currencies and collateral, financial derivatives and other sophisticated financial instruments.  Our attorneys are able to assist lenders in structuring credit facilities that involve public and private debt, multiple debt layers, multi-traunched loans and other related complex transactions.  Our goal is always to represent the interests of the agent and syndicate group, while facilitating and enhancing the lender-borrower relationship.

One of the special services that we offer to lenders at 1600 Legal is loan structuring assistance.  Whether that assistance consists merely of balance sheet and collateral analysis of a small business, or reviewing the SEC filings of a publically traded company to determine a prospective borrower’s ability to offer collateral to a lending group without violating the provisions of its publically held bonds, the attorneys at 1600 Legal have the experience and expertise to work with your loan and credit approval officers.

Borrower Representation
The attorneys at 1600 Legal have significant experience in borrower representation across various industries, both on the positive loan side and in restructuring troubled loans.  These transactions include, but are not limited to, negotiating credit facilities that are industry and borrower specific, letter of credit facilities, financial derivatives, acquisition financing and facilities involving multiple layers of debt and multiple lines of credit within the facilities.  With attorneys that also include former bankers, we are able to assist a borrower in determining its needs and flexibility within a credit facility.  Additionally, through our relationship with local, regional, national and international lending institutions, we are able to assist borrowers in selecting the appropriate lender for its current and future needs.

Debt Restructuring
The lending attorneys at 1600 Legal have many years of experience in restructuring troubled debt, both as lawyers and as former bankers.  Our restructuring attorneys can assist you in evaluating your collateral position and help you determine whether the best course is a loan modification with a collateral shore-up or foreclosure.  While most matters can be resolved through relatively straight forward renegotiation of a credit facility, our attorneys have also restructured complex billion dollar credit facilities with multiple lenders, multiple borrowers, and international and regulated collateral, including restructuring through bankruptcy, and done so with remarkable success.